Home Mortgage Loans

Home-sweet-loan. When you’re ready to make home happen, give your bank next door a visit. Because neighbors really do make the best lenders.

Key Features

  • Competitive Rates
  • Variety of Programs
  • Free Pre-Qualification
  • Refinancing Available
Mortgage Rates
  • Competitive rates for home purchase and refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Pre-Qualification Perks

Kickstart the process with free pre-qualification — and receive a $400 credit on your mortgage at closing1!

Master the Mortgage Process

Purchasing your home is one of the biggest financial decisions you’ll ever make. Let us help walk you through the process, from getting pre-qualified to getting the keys.

Mortgage 101

Mortgage Rates

Like the very walls of your home, we believe your financing should be centered around you and your needs. That’s why we offer a variety of options for your situation.

  • First-time homebuyer products
    • Through our partnership with Mass Housing Partnership (MHP) we offer reduced interest rate products. Income limits must be met. Homebuyer counseling required. For more information contact a Mortgage Originator Team Member. 
  • Fixed-rate mortgages
  • Adjustable-rate mortgages (ARMs)
Apply Now

1Valid for St. Mary's Credit Union mortgage pre-qualification only. Valid on new home purchase mortgages, excludes co-op, mobile or manufactured homes. Subject to credit and loan approval. Consumers Only. Owner Occupied Only. One coupon per loan. Closing costs credit is not applicable to home equity loans or lines of credit. Membership eligibility required. Offer may be withdrawn at any time. Coupon will be credited at closing. Consumer should reference coupon in online application or in person.