Home Mortgage Loans

Whether you're a first time homebuyer or looking to expand, when you’re ready to make home happen, we're here to assist you every step of the way.

Key Features

  • Competitive Rates
  • Variety of Programs
  • Free Pre-Qualification
  • Refinancing Available
Mortgage Rates

What We Offer

  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when buying your home
  • Competitive rates for home purchase and refinance
  • A wide range of terms customized to your unique situation
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Available for primary residence, second homes, vacation homes, or investment properties

 

Pre-Qualification Perks

At St. Mary's, our members come first, always. We understand that financing a home is big life event, so we want to make it simple & provide you benefits where we can. You can kickstart the mortgage process with our free pre-qualification and receive a $400 credit on your mortgage at closing1!

 

Our Mortgage Rates

View our mortgage rates here. You can also connect with our friendly, local, and knowledgeable Mortgage Originators Karen Mitchell and Maria Mendoza to assist you with anything you need and answer any question you have.

St. Mary's Credit Union offers a variety of home loan financing options for your unique needs.

 

Mass Housing Partnership (MHP)

Through our partnership with Mass Housing Partnership (MHP) we offer reduced interest rate products. Income limits must be met. Homebuyer counseling required. For more information contact a Mortgage Originator Team Member. 

 

Fixed-Rate Mortgages

 

Fixed-Rate Mortgages Adjustable-rate Mortgages (ARMs)

 

For more information about any of our home loan financing options, get in touch with our Mortgage Originators Karen Mitchell or Maria Mendoza.

Apply Now

1Valid for St. Mary's Credit Union mortgage pre-qualification only. Valid on new home purchase mortgages, excludes co-op, mobile or manufactured homes. Subject to credit and loan approval. Consumers Only. Owner Occupied Only. One coupon per loan. Closing costs credit is not applicable to home equity loans or lines of credit. Membership eligibility required. Offer may be withdrawn at any time. Coupon will be credited at closing. Consumer should reference coupon in online application or in person.